What’s a Money Date?—And How to Get Your Financial Future on Track at Any Age
Show Snapshot:
What’s your relationship to money? Good, bad, shaky, rock-solid? If you want a more confident, stress-free relationship with your money, listen in as Kathy Entwistle, a top Forbes financial advisor, helps demystify the basics. Plus, learn all about Kathy’s invention – The Money Date Box – part game, part relationship tool, all things financial planner, that helps couples and individuals take ownership of their financial future and develop a healthier relationship with money. Bonus, we dive into investing and the must-do financial move every woman should take as they age.
In This Episode We Cover:
1. What’s a money date and how does it work?
2. Want money confidence? Learn these basics.
3. Top money stresses and fixes to help.
4. Mastering your money mindset.
5. How to chart a plan for getting from where you are today to where you want to be tomorrow.
6. Budgeting, cash management, debt and investing – all the things.
7. The #1 money move every woman should make as they age.
8. Tips for talking your spouse, partner (or even a group of girlfriends) into a money date.
Quotable:
A Money Date Box is a solution for individuals, couples, anyone that wants to understand their money. The box is the basic foundation to get going and build confidence with the right tools, with the right information.
Today’s a great day to start. It’s never too late to learn, it’s never too late to make little changes.
Transcript:
Katie Fogarty (0:04):
Welcome to A Certain Age, a show for women who are unafraid to age out loud. What’s your relationship to money? Good? Bad? Comfortable? Confident? Or does thinking about your financial future, your bank account, your credit card statements make you feel shaky, uncertain, or like you’re on a terrible blind date? Something to avoid at all costs.?Time to start swiping right on your finances. We have a show to help.
My guest today is Kathy Entwistle, a private wealth advisor, a top Forbes financial advisor, and the creator of the hot date you didn’t know you needed, The Money Date Box. Yes, you heard that correctly, The Money Date Box; part card game, part relationship tool, all things financial planner. Designed for couples, for singles, for parents of teens, The Money Date Box is where you start to take ownership of your financial future and develop a better, more confident relationship with money. Welcome, Kathy.
Kathy Entwistle (1:02):
Thanks for having me I’m really excited to be here, it’s my favorite topic to talk about.
Katie (1:06):
Yay! Well, it’s not mine, which is why I invited you because I need to be better. I want to thank you for saying yes to being on the show, I want to thank you for creating a tool that can help us demystify personal finances, and get us on track with our money. I want to start by asking the question that many listeners may be thinking which is: what the heck is a Money Date Box?
Kathy (1:28):
Okay, great. Yeah, so actually a Money Date Box, it came to me as a solution to help provide and answer for individuals, couples, anyone that really wanted to understand their money. I’ve been teaching financial education to individuals, including women-only courses, for years, as a volunteer. Because I think it’s so important to understand your money and to build that financial confidence. And so, what I did is I thought, what if I put together in a box the basic foundation that you need in order to get your first step going, your first start going, and build that confidence with the right tools, with the right information.
Speaking about these courses that I’ve spoken to many women and others about, or the panels, so many times people come up to me afterwards and they’re like, “Oh my god, I don’t know where to start. Who do I call? Do I have enough money? What should I do?” And a lot of times they would even say, “Do I even have enough money to work with someone like you?” And what happens is we have this fear in ourselves, can we work with somebody, will they reject us? And I thought, this needs to be democratized; everybody needs access to financial education, everybody needs access to understand what the important things are to know about your money, and then how to build that foundation.
So, I literally created, almost like gamified it in a card game, an 8-week course in a sense, where you can, in a fun way, sit down, either with yourself, with your girlfriends, your significant other, and ask the questions that matter to help you identify what your priorities are when it comes to your goals, your values, what’s important to you. And to help you build that out using these tools to create money in a way that’s comfortable for you. And we also have an 8-week audio course that goes along with the card game and an instruction booklet so you have support to get you there. And it’s literally my way of making sure that anyone that wants to have access to financial education and build their own financial confidence can do so in a very simple way.
Katie (3:41):
It’s so genius. I love the way that you’ve gamified it, because we’ve gamified our fitness with our health tracking, you know Fitbit where you sort of do races with friends and different challenges. We’re so used to that concept and it makes it feel fun and it gives it a way of just sort of feeling accessible. And I love that you share that women come up to you and say that they don’t know where to start because that’s sort of how I feel. Money is a topic—I’m just gonna be honest—that’s always made me a little bit uncomfortable. I obviously know the basics, I’m 52, I’ve managed to get here. But I’ve never done the deep dive to get to true fluency, true confidence in personal finance. So, what are some of the top stresses that you hear from women about money?
Kathy (4:28):
Yeah, that’s a great question. There are a lot of stresses about money. Particularly, it’s just the unknown, it’s the fear of the unknown. I think whenever there’s uncertainty around anything it causes a lot of stress and anxiety. So, one thing that I always say is, money is not just quantitative, it’s not just about numbers and cents, dollars and cents. It’s about a lot more than that. There’s a whole qualitative side behind it and if we can address that first, we can get more comfortable and work toward to quantitative side, or the numbers side.
So, qualitative is like your emotional side, the way you feel about it, your history with it. Even, normally with any of my clients in my regular practice, but now also through The Money Date Box, my first question, my very first question isn’t, how much money do you have? My first question is: what does money mean to you? So, if you think about that, it’s going to bring up a lot of things about maybe security or being able to do things that you wanna do. Or, how did you grow up learning about money? Or, how did you grow up around money? People whose parents or families fought about money, when you say the word money to them, their shoulders shrug up, they get tight and stressed out because they’re remembering these things that happened when they were younger and it’s coming back in their current life and the way they view money today. So, if we can look at that and address that and understand where you’re coming from, we can better help you understand how to build that confidence going forward and take away some of those negatives or at least lean into them a little bit, understand them, and then move forward and take the right steps to create the basic financial concepts that will get you on the right track.
Katie (6:20):
I so love this. Kathy, I have to tell you one of the reasons why I went in search of a financial expert and found you, it’s because a few episodes ago I had a wonderful nutritionist come on to talk about her book, Food Story, and in Food Story, she talks about the stories that women have around food— scarcity deprivation, over indulgence—and how it can really impact their relationship to food an nutrition. And I read her book which is wonderful. We all have food stories, but I don’t have a negative one around food, my mom raised me I think with a very healthy attitude, but I realized in reading her words that I had a finance and money story, which is: I’m not good at it. Literally reading her book about food made me realize I was terrible with money. And I thought to myself, that’s ridiculous, I don’t have to be embracing this story, I can do hard things, I can learn this stuff and I can feel comfortable instead of kind of, head in the sand ignoring it. So, that’s literally what made me go in search of you and when I saw The Money Date Box I’m like, I’m having a Money Date Box with myself because I am letting go of this story that does not serve me which is that personal finance is hard and scary and not my thing. I’m taking this on.
Kathy (7:36):
I love that, I love that. I’m so sorry yeah, I love that and I love all the words you used about in the book like over indulgence and stress. It’s very relatable, food issues to money issues so I totally get that, I love that you brought that up.
Katie (7:50):
I grew up in a family that didn’t really talk about money. We were comfortable and the bills seemingly got paid and there was not a lot of conversation around it and not a lot of education around it. I went through a school system, I went to a private all girls’ school, they didn’t tell you about money. I managed to graduate from college and get a masters and still not be ever taught how to manage my personal finance. It just wasn’t something, financial literacy really needs to be baked in at a much younger age so the fact that you can do this with your teens is amazing. So, I would love for you to walk for the listeners, what are the money concepts that you get into in the box? Because it’s stuff like budgeting, it’s stuff like retirement planning. Walk us through what you cover.
Kathy (8:37):
Yeah, so there’s a concept called financial planning. A financial plan is a roadmap to get you from where you are today to where you want to be. I’m also a CFP, a certified financial planner, and basically what that means is you’re just looking at certain areas of somebody’s life and helping them understand how to build on it better. So, I relate it to a vacation. We’ve all gone on a vacation. We are not going to just show up in an airport and see what flights are available [Katie laughs] and then get to where we’re going and then figure out where we’re gonna stay, where we’re gonna eat, what clothes we need, we’re not gonna do that. So, why do we do that with our own financial picture? It’s like a bigger sort of scaling of a vacation, that’s one goal that you have in your life and that you prioritize so, why not create that prioritization around everything that’s important to you to make sure that you don’t have stress, that you don’t have uncertainty and that you don’t have that fear? Because money can be a huge stress for so many people and I think just by addressing these items, you can reduce that stress.
So, your question was about the different topics. I just start with the first week is a welcome week and it’s really about understanding some of those questions I mentioned earlier; what’s important to you? How have you learned about money? What do you want to address? What was your best financial move? Your worst financial move? It’s really about just getting to the bottom of what’s making you tick when it comes to money.
Second week we’re gonna talk more about cash management. It’s you know, the six-letter word, budget, [Katie laughs] not the four-letter word but the six-letter word, but everybody hates the word budget. And really, all a budget is is really saying, gather your income, gather all your resources, where are you bringing money in from? Do you have income from a job? Are you getting alimony? Do you have interest and dividends from your portfolio? It’s just adding up all the money that’s coming in and then you’re writing down all the expenses where money is going out. So, it’s a way to help you understand what your money in and money out is and do you have any left over at the end of the day. And in this part of The Money Date Box, I want you to really take a concerted effort to see if there’s things you can do in order to pay yourself first. Okay great, you have decisions to make and it’s always more powerful when you can afford to do something and you’re still needing other goals at the same time. So, it’s just acknowledging that, it’s understanding that, it’s writing it down, and it’s creating a budget that makes sense for you. I will say for people that like to do it on a daily basis or have a little bit more direction, we have a planner that goes along with it so you can do that and follow-through that as well if you want. So, cash management is the next topic.
Then we go into debt. Debt is such a big issue, so many women have come up to me and said, “I’ve got debt from college, from law school, how do I pay this down? I had no idea this is what I was signing up for.” And so we want to get to these people before they take on some of that debt so they can make better decisions. Would I rather go to a public college than a public college and not have as much debt? Be able to afford things. Do I want to have a part-time job along the way. I just think it’s really important to know what your outcome will be based on the decisions you’re making and understanding your debt and what that does, not only for your current financial situation, but also your future. So, for example, debt has to do with your credit score. Credit score is like your financial DNA; how good are you at paying back debt? How reliable or responsible are you with your financial picture?
Katie (12:40):
Do I have to answer this question honestly? [laughs]
Kathy (12:42):
Yeah, yeah, yeah.
Katie (12:45):
Oh my God, these are hard questions Kathy.
Kathy (12:48):
Yeah, so you know, it’s really, literally, if you go through this process and you can just do the cards and go through that process and not dig deeper but I think the cards alone are a great conversation to have with yourself, like self discovery, with a significant other. Two people can think they’re very similar but when you get into the whole money aspect, there’s very different ideas and history that come into the relationship that are important to review and discuss. And I also think it’s really great to see all these, particularly women, but lots of people talking about salaries and bonuses and how much a particular physician should pay. I think having these conversations are so important. So, having money dates with your friend can be kinda fun too. You know, that sparks a lot of conversation and discussion.
Katie (13:41):
Kathy, that’s such a great idea. We’re gonna head into a quick break but when we come back I want to ask you about how you get your partners and friends excited about doing this project with you.
[Ad break]
Katie (14:52):
Kathy, we’re back from our break. As we headed into it, you talked about the idea of sitting down, maybe doing The Money Box with some girlfriends, maybe doing The Money Box with your partner, perhaps you do it with yourself. What are your tips for making other people excited about the idea of going on a money date with you?
Kathy (15:09):
That is a great question because I think the worst topic for anyone is money, they hate the concept of it. So, to get excited about it, having this, sort of this little box and game, it’s current, it’s modern, it looks appealing. So to be able to say, look we’re just gonna have a conversation and start talking about money and we think that by having these conversations, it’s gonna help us build confidence more, we’re gonna understand it more, we’re not gonna be so nervous about it. I’d say women in particular, this is a great concept for them and a great way to spark the conversation to say, hey, there’s this really cool way that we can do this. Other than that, I think it’s just people are really interested in taking control and empowering themselves and it’s a big topic these days, so it’s a great way to do it.
Katie (15:57):
And to do it with your girlfriends as well is so important. I know that it’s important to be sharing information about your finances and perhaps even your salaries. We always read about the gender pay gap, that women are being paid less than men. One of the ways that we’re gonna work our way out of that situation is just having more honesty and transparency about what people are getting paid. Because the more you know, the more you know. I have learned so much from doing this podcast about caring for my health. I’ve had doctors that have come on to talk about menopause and you know, caring for your pelvic floor and all sorts of things that I had no idea existed. So, I would encourage people to consider doing this with a group of girlfriends because they might be making some smart financial choices that you’re not aware of because you’re not learning about it from them. So Kathy, before we went into the break, we walked through the first three areas that you cover, which is the opening conversation, the mindset around money, it was budgeting. What are some of the other areas that you cover in the box?
Kathy (16:58):
Investing. People always want to understand how to invest their money. Women are notorious for saving and not investing and investing is really where you grow your wealth. Retirement, like what’s the difference between a traditional and a Roth IRA and how do I put money away for my future? Lots of topics in there. We talk about insurance, insurance is all about protecting yourself and what you’ve built so far. We used to do that. Estate planning, that’s more about what your wishes are for the future, transfer of wealth. And then education, because a lot of times we want to put money aside for ourselves or family members and there’s ways to do that that make more sense. And then the wrap up is part of that as well. So, that’s the basic concept between the different topics in The Money Date Box. And they do follow along with what a financial plan might look like.
Katie (17:49):
And so, if somebody goes through this 8-week program and they’ve got your 8-week audio program as well, what are they leaving with?
Kathy (17:56):
They are leaving with a foundation of their financial picture in a good spot, where they understand it, they feel comfortable with it. Depending on where they are in their lives, they may not be happy with the outcome, or they may be very happy with the outcome. But the point is, you will know where you are and you will know what you need to do to get to where you want to be. And I think that’s really powerful. And just to touch on the idea with the women. Even if you have a significant other and you want to speak to your significant other about this or do a date with your significant other, sometimes the best place to start is with your girlfriends and do this with your girlfriends and that might give you the power and confidence to spark that conversation with your significant other, or at least broach it like, “Hey, this is a really cool thing I did with my girlfriends, I think it would be really fun for me and you to do.”
Katie (18:53):
Absolutely. So, you know, this box works for people of all ages. You have three, is it three different boxes or is it one box?
Kathy (19:00):
Yes, three different boxes. So you can get The Money Date Box for individuals, The Money Date Box for couples, or The Money Date Box for teens.
Katie (19:11):
You’ll need to work on a Money Date Box for divorce too because I know that’s one of the biggest challenges that affect women’s finances. We’ve had some divorce experts on this show and that’s always an issue.
So, the women that are listening to this show tend to be 45, 50, 55, up to 65 too. So, what would you say to somebody who’s thinking, gosh I should have been on The Money Date Box for teens, it’s too late for me.
Kathy (19:34):
No, what I would say is that if you are in that age range, I’m right in there with you, and it’s never too late to start. Today’s a great day to start. I have a course that I’ve been teaching for women in this age group. I volunteer at the local library, the local Y, I’ve been doing it for 20 plus years. And I always think, I don’t need to do it anymore, it’s out there, everybody’s talking about financial education. What I’ve realized is no, nobody’s really teaching this. And these women, they love coming, they love learning, and they are in their 40s, 50s, 60s, and 70s. And it’s like, it’s never too late to learn, it’s never too late to make little changes to, you know, one is to give you the confidence that you’re in a good spot and two is to give you tools so that you can get yourself in a better spot if you want to. So, I think it’s a great tool to use.
Katie (20:26):
Okay, that is very reassuring. Because I feel like I need to get this box, dive into it and shift my money story. So, what are some of the small changes that you might recommend making to people who are listening about what they can do to improve their finances in 2022? That just may not be on their radar, things that are kind of like, fly under the radar that you’re like why aren’t people doing more of this?
Kathy (20:52):
Well, I would say, one of the things that women particularly, which I mentioned earlier, we tend to put money in the bank and we just let it sit there, we save it, we don’t invest. But if you look over long periods of time, the way to grow wealth is through investing it. So, I think learning a little bit about how to invest your money and grow it faster than if you look at savings rates over the last couple of years, it’s been pretty much 0%, so if you can grow it I think that’s a great way to start too. So, starting by investing your money versus saving.
In terms of other things that you can do, make sure, especially women, do you have longterm care insurance? Who is going to take care of you when you’re older? It’s different today than it was 50 years ago when families lived locally, children came in and took care of their moms. Usually, we outlive our spouses, or we’ve divorced our spouse, or we don’t have a spouse. So, having longterm care insurance gives a little bit of comfort hat you’ve got some protection in your future and it’s not going to put you out financially. I would also say a lot of women don’t want to put that burden on their children. So, long term care is something that every woman should be looking at, particularly from 50 and up.
Katie (22:18):
Such smart advice because we are living longer, healthier, and fitter than generations before us. For the first time in US history, we are on track to have more people over the age of 65 than under the age of 18. We are living 30 years longer, on average, than our great grandparents did. Because we are going to be living longer, we need to make sure our finances can keep up with us. So, I love that suggestion, that’s a great one. I love your suggestion about focusing on investing. For people who are taking a baby step into investing, what might you recommend?
Kathy (22:53):
Yeah, so what I would recommend is, it’s easiest to learn about, I think about Peter Lynch who was a fellow who ran the Magellan Fund at Fidelity for years and he was quite successful and one of the biggest things that he did is he would talk to his wife and his daughter about companies that he was thinking of investing in to find out from them, what do you think of this company? Do you like their products? What are the price points? I think the best way to start is to think about something that you like to do in your day to day life. Whether it’s a car that you like to drive; then look at that company and see if you can learn a little bit more about that. You can go to your local library, there’s lots of information on where to start, there are tons of books on how to invest, just talk to the resource librarian about that, and there are also financial sheets on the company that once you’re ready for level 2, to get more involved in that. But the first thing is, usually it’s you know, what do you see that looks good out in the world? What do you like to do? Where are your interests? Are you going to a pharmacy every day to get your personal hygiene good or your prescriptions? Maybe that’s a good company to invest in. Are you into the environment? Maybe you want to find a fund that is focused on being good to the climate and sustainability and things like that. I think find things that you’re interested in and tie that into you what you’re investing in.
Katie (24:21):
Kathy, I have to tell you this. For my daughter Grace’s 16th birthday, we got her Starbucks stock and that was it. I was like, I’m not buying you anything you’re outgrowing and you are keeping this company in business so this is your birthday present. I think she was a little surprised because it was very difficult to wrap but it wound up being a fantastic gift. Kathy I want to switch gears for a minute and ask you about your career. I know that you’ve been in financial education for 30 years but you also were a stay-at-home mom for a period of time before you returned to work at a financial services company, now you’re an entrepreneur. Walk us through these transitions, how did you make them?
Kathy (25:01):
I started out working for a large bank and I started a family fairly young. I wanted to, I really wanted to continue working, I really love working, it just was so hard to figure out, how can I work, raise this little baby, commute into the city? It was just complicated. I give so much credit to women who can figure out how to do both, I just couldn’t do it. So, instead, I stayed home, I remember my mom said to me, I was halfway through an MBA, “Finish your MBA, if you don’t finish it now you never will, I’ll watch the baby, you go back to school.” So, while I was home, I finished up an MBA which was fantastic, and I would be walking like our babies around the duck pond or wherever and I’d be talking to my friends about money and finance because I was a finance undergrad and I was a finance graduate student. I think it’s also important to note that my dad was a CPA, he had three daughters, and he always told us we could do whatever we want and he was very big on financial education which is unusual. I do think that when your parents support the conversation is also super helpful.
So, literally would be talking to my friends to be like, “Oh I don’t do that, my husband does that, I don’t even know the first thing about it, I wouldn’t even know where to start, I’m not even interested in it.” And I thought well this isn’t good, we really should understand our financial picture. This was back in the 1990s, I went into my local Y and I said, you know I think it would be really great if we could be a class of financial education for women. They agreed to let me teach the class, I created an entire course, and I had 40 to 50 women showing up every time I had the course. So, we knew it was something that was really important to them. Then there were actually men that wanted to join and I asked the women if it would be okay and they said we’re really much more comfortable having these conversations amongst us women, we don’t want to feel intimidated, we don’t wanna feel like we’re asking dumb questions, so we kept it as an all-female course and did that for years.
Eventually a woman would say like, my broker talks over my head, I don’t understand what they’re saying, they’re speaking in a language I don’t understand, can you look at my portfolio, can you review it, can you be my advisor? And I’m like, oh no, no, no, I’m not doing this as a career it’s just as a volunteer job. And that’s where I got the aha moment of okay, we need somebody to be an advisor to all of these people who feel that they’re not being heard or that they’re not being spoken to in a way that they can understand what their money is doing for them and how to work it for their benefit.
So, I became a financial advisor, grew a really nice business, and you know, fast forward to I dunno, 2018 and the conversation became very suddenly about women and you know, teaching women about money and empowering women and I thought oh my God, I’ve been doing this for 20 plus years and we haven’t moved the dial, it hasn’t really changed and we need to scale it, we need to figure out a way to get the conversation out there more. And that’s when it just came to me, what if I could create something that was really easy for people to access, wasn’t very expensive—because a lot of these courses are like hundreds or thousands of dollars—and it’s a way for them to access with not a very big investment. The biggest investment will not be money into this, it will be your time.
Katie (28:31):
Your time. Because it’s 8 weeks. But how much does The Money Date Box cost?
Kathy (28:37):
$49.99.
Katie (28:39):
That’s fantastic. $50 is a wonderful investment in your financial future. I want to hear a little bit about the actual creation of The Money Date Box. Because you had a great idea but how did you bring a product to market? How did you actually create it? Was that difficult? What did that look like?
Kathy (28:59):
Yeah, it was all new to me. I’d never started a business before. But it was January of 2020 so it was before the pandemic. I was starting to meet with a branding person and just going over my ideas and my thoughts and is this something we could do? So, once the pandemic hit, it was like everybody was home and I had a little bit more time to focus on that as well. It was just taking all those years of experience and teaching women about money and understanding what people were really looking for and trying to put that into a very digestible, compartmentalized way. So, it was really just taking everything that I’ve been doing over the last 20 plus years and putting it into a product. We did have Version 1 which was bigger and clunkier and had little things in it, like little squeezey money rolls and things like that, and then we said we don’t need all that, we just need the basics for people to really understand this, we don’t need to add little things to it. So now, the second version is more modern and current, it feels very, like you want to open it and do it.
Katie (30:18):
It reminded me of Scattergories, remember that game where you would have those long boxes of cards that you would open? Because that’s what it looks like, it’s long boxes of cards, it’s sort of color-coded. I’m gonna include a link to the box on the website along with an image so people can take a look at it. And I would encourage you to go to themoneydatebox.com and look at it for yourselves. How did you find the person or the factory that actually produced it, physically, for you?
Kathy (30:46):
You know, through people who have been helping me with the branding and the content, they have connections where they found it. So originally, the first version we ordered like 500 of the boxes and we went and did it on a platform that supports women and business then we regrouped and did it because we felt it was a little bit too big and too clunky and too outdated. Now, we’ll be selling on Amazon, we sell directly on the website and we’ll do things like this where we can talk about it a little bit and hopefully, what I would love is anyone that wants to follow us on Instagram @themoneydatebox would be great too, trying to build a community there as well.
Katie (31:32):
So fantastic. I love everything about this story, that you took 30 years of expertise and recognized that you could sort of share it in a different way, you could monetize it, you could create a business around it. Anyone who is listening to this who has this 20, 30 years of experience in something, you can put it to work in service of a new chapter or a product. I just love that you realize you could Google, you could get connected, you could bring this product to life. So much inspiring information in your story.
Kathy our time is beginning to wrap up but I do not want to let you go without doing a quick speed round because I have so many questions as I shared. The best part of hosting a podcast is inviting guests on to talk about the things that you are curious about. So, I want to dive into our speed round if you’re ready.
Kathy (32:25):
I’m ready.
Katie (32:26):
Let’s do it. Okay, so this is a one or two-word maybe, a short answer to a question. Creating The Money Date Box was _____.
Kathy (32:35):
Empowering.
Katie (32:36):
Best number one budget tip for couples ______.
Kathy (32:41):
Communicate.
Katie (32:42):
Your number one money tip for single women _____.
Kathy (32:47):
You need to do this.
Katie (32:49):
Get going, I love it. If we could time travel, we should all go back and do this one thing and don’t say buy Amazon stock because that’s not an option.
Kathy (32:58):
No, no, no. Start early.
Katie (33:00):
Start early, good advice.
Kathy (33:02):
Time is your friend when it comes to building wealth.
Katie (33:06):
And since we can’t time travel, we need to communicate that to our children, our nieces, the people that we work with that are younger. Okay, no matter your age, it’s never too late to take this smart money step _____.
Kathy (33:20):
Put money away for things that are important to you, for your goals.
Katie (33:24):
Okay, my final question, even financial planners need money dates, here’s how I make my own money dates happen _____.
Kathy (33:32):
Okay, so I am married, I have a spouse and we have money dates. We will only make a money date when it is quiet, there’s nobody else around, we don’t have to be concerned about anybody listening. And we do it on the couch and we try to have a lot of fun with it.
Katie (33:54):
Smart, great advice, I love it. Kathy before we say goodbye, how can our listeners find you, your work and learn more about The Money Date Box and make their own?
Kathy (34:05):
Sure, you can go onto the website www.themoneydatebox.com we have tons of content on there as well; blogs, advice about how to start, not just with the money date but just with your financial picture in general. And then of course @themoneydatebox on Instagram. We’re also on Pinterest, we’ve even done a little TikTok which I’m not sure is my thing. [Katie laughs] In any case, those are the best ways to find us.
Katie (34:30):
I love it, thank you, Kathy.
This wraps A Certain Age, a show for women who are aging without apology. Join me next Monday when we talk love, intimacy, sex, and relationships, all the things, with Dr. Juliana Hauser, a marriage and family therapist.
Make sure you never miss an episode of A Certain Age, sign up for our free weekly newsletter AGE BOLDLY over on the pod website acertainagepod.com to learn when new shows drop. And before we say goodbye, I want to ask a favor. Please take a minute to rate or review the show over on apple podcasts or wherever you listen. This is super easy to do, just find A Certain Age on your podcast app, scroll down the bottom, and tap on the stars to rate or leave a written review. Both matter. Reviews and ratings help the show grow. Thank you, your support means the world.
Special thanks to Michael Mancini who composed and produced our theme music. See you next time and until then: age boldly, beauties.